Side-by-side · Q2 2026 data
The First National Bank of Anderson vs First State Bank of Bedias
Metric by metric
| Measure | The First National Bank of Anderson | First State Bank of Bedias |
|---|---|---|
| TellerScore | 81 | 81 |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 95 (stronger) | 33 |
| Earnings | 76 | 100 (stronger) |
| Funding & liquidity | 75 | 94 (stronger) |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 80th | 80th |
| Total assets | $230.4M | $224.8M |
| Deposits / shares | $203.2M | $184.7M |
| Capital ratio | 12.02% | 17.94% (stronger) |
| Problem loans | 0.16% (stronger) | 2.01% |
| Net charge-offs | -0.04% (stronger) | 0.21% |
| Return on assets | 1.39% | 2.58% (stronger) |
| Loans ÷ deposits | 69.2% | 66.6% (stronger) |
| Uninsured deposits | 29.7% | 15.0% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Anderson leads on 2 and First State Bank of Bedias on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.