Side-by-side · Q2 2026 data
The First National Bank of Anderson vs The First National Bank of Sterling City
Metric by metric
| Measure | The First National Bank of Anderson | The First National Bank of Sterling City |
|---|---|---|
| TellerScore | 81 | 82 (stronger) |
| Capital cushion | 70 (stronger) | 66 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 76 | 87 (stronger) |
| Funding & liquidity | 75 (stronger) | 65 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 80th | 82nd |
| Total assets | $230.4M | $240.1M |
| Deposits / shares | $203.2M | $218.4M |
| Capital ratio | 12.02% (stronger) | 11.62% |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | -0.04% (stronger) | -0.01% |
| Return on assets | 1.39% | 1.67% (stronger) |
| Loans ÷ deposits | 69.2% | 20.6% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 46.5% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Sterling City has the higher TellerScore (82 vs 81). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Anderson leads on 3 and The First National Bank of Sterling City on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.