Side-by-side · Q2 2026 data
The First National Bank of Anderson vs Unity National Bank of Houston
Metric by metric
| Measure | The First National Bank of Anderson | Unity National Bank of Houston |
|---|---|---|
| TellerScore | 81 (stronger) | 65 |
| Capital cushion | 70 | 70 |
| Loan quality | 95 (stronger) | 74 |
| Earnings | 76 (stronger) | 36 |
| Funding & liquidity | 75 (stronger) | 60 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 80th | 29th |
| Total assets | $230.4M | $224.9M |
| Deposits / shares | $203.2M | $193.5M |
| Capital ratio | 12.02% | 12.02% (stronger) |
| Problem loans | 0.16% (stronger) | 0.77% |
| Net charge-offs | -0.04% | -0.15% (stronger) |
| Return on assets | 1.39% (stronger) | 0.40% |
| Loans ÷ deposits | 69.2% (stronger) | 75.6% |
| Uninsured deposits | 29.7% (stronger) | 36.9% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Anderson has the higher TellerScore (81 vs 65). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Anderson leads on 5 and Unity National Bank of Houston on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.