Side-by-side · Q2 2026 data
The First National Bank of Anson vs E M O T Federal Credit Union
Metric by metric
| Measure | The First National Bank of Anson | E M O T Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 78 (stronger) |
| Capital cushion | 28 | 100 (stronger) |
| Loan quality | 91 (stronger) | 43 |
| Earnings | 100 (stronger) | 62 |
| Funding & liquidity | 69 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 47th | 59th |
| Total assets | $105.2M | $9.2M |
| Deposits / shares | $97.2M | $5.5M |
| Capital ratio | 7.84% | 39.67% (stronger) |
| Problem loans | 0.26% (stronger) | 1.72% |
| Net charge-offs | 0.19% (stronger) | 1.62% |
| Return on assets | 2.55% (stronger) | 1.05% |
| Loans ÷ deposits | 41.4% (stronger) | 50.9% |
| Uninsured deposits | 43.2% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
E M O T Federal Credit Union has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Anson leads on 4 and E M O T Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.