Side-by-side · Q2 2026 data
The First National Bank of Arenzville vs Farmers State Bank
Metric by metric
| Measure | The First National Bank of Arenzville | Farmers State Bank |
|---|---|---|
| TellerScore | 76 | 88 (stronger) |
| Capital cushion | 38 | 100 (stronger) |
| Loan quality | 98 (stronger) | 92 |
| Earnings | 93 (stronger) | 76 |
| Funding & liquidity | 78 (stronger) | 67 |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 64th | 92nd |
| Total assets | $158.7M | $339.8M |
| Deposits / shares | $143.7M | $285.8M |
| Capital ratio | 8.83% | 15.02% (stronger) |
| Problem loans | 0.05% (stronger) | 0.23% |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.84% (stronger) | 1.40% |
| Loans ÷ deposits | 78.1% (stronger) | 89.0% |
| Uninsured deposits | 18.9% (stronger) | 19.2% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
Farmers State Bank has the higher TellerScore (88 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Arenzville leads on 4 and Farmers State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.