Side-by-side · Q2 2026 data
The First National Bank of Arenzville vs North Central Bank
Metric by metric
| Measure | The First National Bank of Arenzville | North Central Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 38 | 73 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 93 (stronger) | 73 |
| Funding & liquidity | 78 | 86 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 64th | 82nd |
| Total assets | $158.7M | $165.9M |
| Deposits / shares | $143.7M | $144.7M |
| Capital ratio | 8.83% | 12.26% (stronger) |
| Problem loans | 0.05% (stronger) | 0.26% |
| Net charge-offs | 0.02% | -0.00% (stronger) |
| Return on assets | 1.84% (stronger) | 1.33% |
| Loans ÷ deposits | 78.1% | 58.5% (stronger) |
| Uninsured deposits | 18.9% (stronger) | 27.6% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Arenzville leads on 3 and North Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.