Side-by-side · Q2 2026 data
The First National Bank of Aspermont vs Bank of Texas
Metric by metric
| Measure | The First National Bank of Aspermont | Bank of Texas |
|---|---|---|
| TellerScore | 70 | 75 (stronger) |
| Capital cushion | 41 | 80 (stronger) |
| Loan quality | 90 (stronger) | 84 |
| Earnings | 63 | 86 (stronger) |
| Funding & liquidity | 87 (stronger) | 25 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 43rd | 61st |
| Total assets | $133.9M | $543.6M |
| Deposits / shares | $128.0M | $451.2M |
| Capital ratio | 9.07% | 13.01% (stronger) |
| Problem loans | 0.29% (stronger) | 0.48% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.09% | 1.65% (stronger) |
| Loans ÷ deposits | 38.5% (stronger) | 85.4% |
| Uninsured deposits | 27.2% (stronger) | 70.3% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Texas has the higher TellerScore (75 vs 70). On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Aspermont leads on 3 and Bank of Texas on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.