TellerScore

Side-by-side · Q2 2026 data

The First National Bank of Aspermont vs First National Bank

Bank

The First National Bank of Aspermont

Aspermont, Texas · $100 million – $1 billion

70of 100
Strong

Bank

First National Bank

Rotan, Texas · Under $100 million in assets

42of 100
Below average

Metric by metric

MeasureThe First National Bank of AspermontFirst National Bank
TellerScore70 (stronger)42
Capital cushion4147 (stronger)
Loan quality90 (stronger)0
Earnings63 (stronger)49
Funding & liquidity87 (stronger)81
Problem-loan coverage95 (stronger)63
Peer percentile43rd5th
Total assets$133.9M$96.5M
Deposits / shares$128.0M$90.4M
Capital ratio9.07%9.71% (stronger)
Problem loans0.29% (stronger)3.09%
Net charge-offs0.00%-0.31% (stronger)
Return on assets1.09% (stronger)0.71%
Loans ÷ deposits38.5% (stronger)43.8%
Uninsured deposits27.2% (stronger)32.2%
Offices11
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

The First National Bank of Aspermont has the higher TellerScore (70 vs 42). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Aspermont leads on 5 and First National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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