Side-by-side · Q2 2026 data
The First National Bank of Aspermont vs Peoples State Bank
Metric by metric
| Measure | The First National Bank of Aspermont | Peoples State Bank |
|---|---|---|
| TellerScore | 70 | 80 (stronger) |
| Capital cushion | 41 | 60 (stronger) |
| Loan quality | 90 | 97 (stronger) |
| Earnings | 63 | 92 (stronger) |
| Funding & liquidity | 87 (stronger) | 65 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 43rd | 77th |
| Total assets | $133.9M | $140.0M |
| Deposits / shares | $128.0M | $126.5M |
| Capital ratio | 9.07% | 11.02% (stronger) |
| Problem loans | 0.29% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.09% | 1.81% (stronger) |
| Loans ÷ deposits | 38.5% | 35.8% (stronger) |
| Uninsured deposits | 27.2% (stronger) | 46.9% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples State Bank has the higher TellerScore (80 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Aspermont leads on 2 and Peoples State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.