Side-by-side · Q2 2026 data
The First National Bank of Bagley vs Community First Bank
Metric by metric
| Measure | The First National Bank of Bagley | Community First Bank |
|---|---|---|
| TellerScore | 60 | 90 (stronger) |
| Capital cushion | 29 | 78 (stronger) |
| Loan quality | 66 | 91 (stronger) |
| Earnings | 68 | 94 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 79 | 98 (stronger) |
| Peer percentile | 19th | 95th |
| Total assets | $129.2M | $126.5M |
| Deposits / shares | $119.7M | $108.4M |
| Capital ratio | 7.85% | 12.84% (stronger) |
| Problem loans | 1.02% | 0.28% (stronger) |
| Net charge-offs | 0.22% | -0.18% (stronger) |
| Return on assets | 1.20% | 1.84% (stronger) |
| Loans ÷ deposits | 71.6% | 60.5% (stronger) |
| Uninsured deposits | 17.2% | 14.4% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Community First Bank has the higher TellerScore (90 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bagley leads on 0 and Community First Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.