Side-by-side · Q2 2026 data
The First National Bank of Bangor vs Altra Federal Credit Union
Metric by metric
| Measure | The First National Bank of Bangor | Altra Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 68 | 85 (stronger) |
| Earnings | 100 (stronger) | 86 |
| Funding & liquidity | 44 | 50 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 84th | 84th |
| Total assets | $363.7M | $3.1B |
| Deposits / shares | $225.6M | $2.6B |
| Capital ratio | 31.61% (stronger) | 12.68% |
| Problem loans | 0.95% | 0.46% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 3.38% (stronger) | 1.66% |
| Loans ÷ deposits | 135.3% | 109.8% (stronger) |
| Uninsured deposits | 20.8% | 14.2% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 9.3% |
The First National Bank of Bangor has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bangor leads on 4 and Altra Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Holmen, WI
- La Crosse, WI
- West Salem, WI