Side-by-side · Q2 2026 data
The First National Bank of Bangor vs West Pointe Bank
Metric by metric
| Measure | The First National Bank of Bangor | West Pointe Bank |
|---|---|---|
| TellerScore | 83 | 84 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 68 | 70 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 44 | 49 (stronger) |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 84th | 86th |
| Total assets | $363.7M | $368.8M |
| Deposits / shares | $225.6M | $260.2M |
| Capital ratio | 31.61% (stronger) | 19.41% |
| Problem loans | 0.95% | 0.91% (stronger) |
| Net charge-offs | 0.00% | -1.90% (stronger) |
| Return on assets | 3.38% (stronger) | 2.33% |
| Loans ÷ deposits | 135.3% | 116.0% (stronger) |
| Uninsured deposits | 20.8% | 15.7% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.3% | 1.0% |
West Pointe Bank has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bangor leads on 2 and West Pointe Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.