Side-by-side · Q2 2026 data
The First National Bank of Bellevue vs Civista Bank
Metric by metric
| Measure | The First National Bank of Bellevue | Civista Bank |
|---|---|---|
| TellerScore | 54 | 75 (stronger) |
| Capital cushion | 44 | 77 (stronger) |
| Loan quality | 41 | 69 (stronger) |
| Earnings | 48 | 78 (stronger) |
| Funding & liquidity | 84 (stronger) | 64 |
| Problem-loan coverage | 81 | 91 (stronger) |
| Peer percentile | 10th | 77th |
| Total assets | $309.7M | $4.3B |
| Deposits / shares | $276.8M | $3.5B |
| Capital ratio | 9.39% | 12.71% (stronger) |
| Problem loans | 1.77% | 0.92% (stronger) |
| Net charge-offs | 0.12% | 0.05% (stronger) |
| Return on assets | 0.71% | 1.45% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 92.4% |
| Uninsured deposits | 28.9% | 18.3% (stronger) |
| Offices | 9 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.6% | 12.5% |
Civista Bank has the higher TellerScore (75 vs 54). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Bellevue leads on 1 and Civista Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.