Side-by-side · Q2 2026 data
The First National Bank of Brooksville vs Southern Hills Community Bank
Bank
The First National Bank of Brooksville
Brooksville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Brooksville | Southern Hills Community Bank |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 65 | 88 (stronger) |
| Loan quality | 62 (stronger) | 47 |
| Earnings | 49 (stronger) | 45 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 89 (stronger) | 86 |
| Peer percentile | 33rd | 47th |
| Total assets | $73.7M | $209.6M |
| Deposits / shares | $65.2M | $179.5M |
| Capital ratio | 11.53% | 13.77% (stronger) |
| Problem loans | 1.15% (stronger) | 1.58% |
| Net charge-offs | 0.70% | 0.14% (stronger) |
| Return on assets | 0.72% (stronger) | 0.62% |
| Loans ÷ deposits | 63.4% | 57.2% (stronger) |
| Uninsured deposits | 18.9% | 14.9% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.8% | 22.4% |
Southern Hills Community Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Brooksville leads on 2 and Southern Hills Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.