Side-by-side · Q2 2026 data
The First National Bank of Cokato vs Lake Central Bank
Metric by metric
| Measure | The First National Bank of Cokato | Lake Central Bank |
|---|---|---|
| TellerScore | 68 | 86 (stronger) |
| Capital cushion | 35 | 62 (stronger) |
| Loan quality | 92 | 99 (stronger) |
| Earnings | 80 | 100 (stronger) |
| Funding & liquidity | 62 | 81 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 37th | 90th |
| Total assets | $138.2M | $291.3M |
| Deposits / shares | $128.1M | $257.3M |
| Capital ratio | 8.54% | 11.15% (stronger) |
| Problem loans | 0.25% | 0.04% (stronger) |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.50% | 2.39% (stronger) |
| Loans ÷ deposits | 72.6% | 71.4% (stronger) |
| Uninsured deposits | 38.0% | 22.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.5% |
Lake Central Bank has the higher TellerScore (86 vs 68). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Cokato leads on 0 and Lake Central Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.