Side-by-side · Q2 2026 data
The First National Bank of Dighton vs Johnson State Bank
Metric by metric
| Measure | The First National Bank of Dighton | Johnson State Bank |
|---|---|---|
| TellerScore | 64 | 85 (stronger) |
| Capital cushion | 100 (stronger) | 97 |
| Loan quality | 20 | 96 (stronger) |
| Earnings | 68 (stronger) | 57 |
| Funding & liquidity | 48 | 86 (stronger) |
| Problem-loan coverage | 78 (stronger) | 75 |
| Peer percentile | 24th | 78th |
| Total assets | $88.5M | $96.6M |
| Deposits / shares | $66.5M | $80.7M |
| Capital ratio | 16.08% (stronger) | 14.72% |
| Problem loans | 2.39% | 0.12% (stronger) |
| Net charge-offs | 0.33% | -0.21% (stronger) |
| Return on assets | 1.21% (stronger) | 0.93% |
| Loans ÷ deposits | 93.0% | 42.6% (stronger) |
| Uninsured deposits | 32.1% | 27.7% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Johnson State Bank has the higher TellerScore (85 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dighton leads on 2 and Johnson State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.