Side-by-side · Q2 2026 data
The First National Bank of Dighton vs The First State Bank of Ransom
Metric by metric
| Measure | The First National Bank of Dighton | The First State Bank of Ransom |
|---|---|---|
| TellerScore | 64 | 91 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 20 | 89 (stronger) |
| Earnings | 68 | 68 |
| Funding & liquidity | 48 | 100 (stronger) |
| Problem-loan coverage | 78 | 98 (stronger) |
| Peer percentile | 24th | 90th |
| Total assets | $88.5M | $48.9M |
| Deposits / shares | $66.5M | $39.9M |
| Capital ratio | 16.08% | 20.06% (stronger) |
| Problem loans | 2.39% | 0.34% (stronger) |
| Net charge-offs | 0.33% | 0.08% (stronger) |
| Return on assets | 1.21% (stronger) | 1.19% |
| Loans ÷ deposits | 93.0% | 55.9% (stronger) |
| Uninsured deposits | 32.1% | 15.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First State Bank of Ransom has the higher TellerScore (91 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dighton leads on 1 and The First State Bank of Ransom on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.