Side-by-side · Q2 2026 data
The First National Bank of Dryden vs Alternatives Federal Credit Union
Metric by metric
| Measure | The First National Bank of Dryden | Alternatives Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 29 |
| Capital cushion | 85 (stronger) | 38 |
| Loan quality | 69 (stronger) | 0 |
| Earnings | 79 (stronger) | 0 |
| Funding & liquidity | 82 | 93 (stronger) |
| Problem-loan coverage | 92 (stronger) | 36 |
| Peer percentile | 77th | 0th |
| Total assets | $203.9M | $161.4M |
| Deposits / shares | $179.6M | $144.5M |
| Capital ratio | 13.55% (stronger) | 8.83% |
| Problem loans | 0.93% (stronger) | 4.71% |
| Net charge-offs | 0.59% (stronger) | 2.16% |
| Return on assets | 1.48% (stronger) | -1.01% |
| Loans ÷ deposits | 56.0% (stronger) | 67.4% |
| Uninsured deposits | 31.6% | 8.3% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 8.9% |
The First National Bank of Dryden has the higher TellerScore (80 vs 29). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dryden leads on 6 and Alternatives Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.