Side-by-side · Q2 2026 data
The First National Bank of Dryden vs Auburn Community Federal Credit Union
Metric by metric
| Measure | The First National Bank of Dryden | Auburn Community Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 83 (stronger) |
| Capital cushion | 85 (stronger) | 73 |
| Loan quality | 69 | 97 (stronger) |
| Earnings | 79 (stronger) | 59 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 77th | 83rd |
| Total assets | $203.9M | $126.5M |
| Deposits / shares | $179.6M | $108.7M |
| Capital ratio | 13.55% (stronger) | 12.28% |
| Problem loans | 0.93% | 0.08% (stronger) |
| Net charge-offs | 0.59% | 0.04% (stronger) |
| Return on assets | 1.48% (stronger) | 0.99% |
| Loans ÷ deposits | 56.0% | 36.8% (stronger) |
| Uninsured deposits | 31.6% | 3.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.9% |
Auburn Community Federal Credit Union has the higher TellerScore (83 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dryden leads on 2 and Auburn Community Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.