TellerScore

Side-by-side · Q2 2026 data

The First National Bank of Dryden vs First Federal Savings of Middletown

Bank

The First National Bank of Dryden

Dryden, New York · $100 million – $1 billion

80of 100
Strong

Bank

First Federal Savings of Middletown

Middletown, New York · $100 million – $1 billion

89of 100
Very strong

Metric by metric

MeasureThe First National Bank of DrydenFirst Federal Savings of Middletown
TellerScore8089 (stronger)
Capital cushion85100 (stronger)
Loan quality69100 (stronger)
Earnings7994 (stronger)
Funding & liquidity82 (stronger)37
Problem-loan coverage92100 (stronger)
Peer percentile77th94th
Total assets$203.9M$188.0M
Deposits / shares$179.6M$112.3M
Capital ratio13.55%36.94% (stronger)
Problem loans0.93%0.00% (stronger)
Net charge-offs0.59%0.46% (stronger)
Return on assets1.48%1.86% (stronger)
Loans ÷ deposits56.0% (stronger)132.6%
Uninsured deposits31.6%26.9% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

First Federal Savings of Middletown has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Dryden leads on 1 and First Federal Savings of Middletown on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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