Side-by-side · Q2 2026 data
The First National Bank of Eagle Lake vs Fidelity Bank of Texas
Metric by metric
| Measure | The First National Bank of Eagle Lake | Fidelity Bank of Texas |
|---|---|---|
| TellerScore | 60 | 61 (stronger) |
| Capital cushion | 64 (stronger) | 56 |
| Loan quality | 25 | 98 (stronger) |
| Earnings | 82 (stronger) | 0 |
| Funding & liquidity | 72 (stronger) | 62 |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 19th | 20th |
| Total assets | $167.7M | $162.8M |
| Deposits / shares | $147.7M | $132.5M |
| Capital ratio | 11.38% (stronger) | 10.65% |
| Problem loans | 2.25% | 0.05% (stronger) |
| Net charge-offs | 0.01% | -0.00% (stronger) |
| Return on assets | 1.56% (stronger) | -0.55% |
| Loans ÷ deposits | 71.5% (stronger) | 82.3% |
| Uninsured deposits | 30.3% | 29.6% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Fidelity Bank of Texas has the higher TellerScore (61 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Eagle Lake leads on 3 and Fidelity Bank of Texas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.