Side-by-side · Q2 2026 data
The First National Bank of Eagle Lake vs Normangee State Bank
Metric by metric
| Measure | The First National Bank of Eagle Lake | Normangee State Bank |
|---|---|---|
| TellerScore | 60 | 86 (stronger) |
| Capital cushion | 64 | 97 (stronger) |
| Loan quality | 25 | 99 (stronger) |
| Earnings | 82 (stronger) | 47 |
| Funding & liquidity | 72 | 86 (stronger) |
| Problem-loan coverage | 77 | 100 (stronger) |
| Peer percentile | 19th | 90th |
| Total assets | $167.7M | $165.5M |
| Deposits / shares | $147.7M | $144.8M |
| Capital ratio | 11.38% | 14.69% (stronger) |
| Problem loans | 2.25% | 0.03% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.56% (stronger) | 0.69% |
| Loans ÷ deposits | 71.5% | 65.9% (stronger) |
| Uninsured deposits | 30.3% | 22.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Normangee State Bank has the higher TellerScore (86 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Eagle Lake leads on 2 and Normangee State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.