Side-by-side · Q2 2026 data
The First National Bank of East Texas vs First Federal Community Bank, SSB
Metric by metric
| Measure | The First National Bank of East Texas | First Federal Community Bank, SSB |
|---|---|---|
| TellerScore | 60 | 74 (stronger) |
| Capital cushion | 50 | 81 (stronger) |
| Loan quality | 47 | 75 (stronger) |
| Earnings | 78 (stronger) | 61 |
| Funding & liquidity | 64 (stronger) | 63 |
| Problem-loan coverage | 77 | 92 (stronger) |
| Peer percentile | 19th | 57th |
| Total assets | $594.8M | $603.6M |
| Deposits / shares | $536.7M | $520.4M |
| Capital ratio | 9.96% | 13.10% (stronger) |
| Problem loans | 1.58% | 0.75% (stronger) |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 1.45% (stronger) | 1.03% |
| Loans ÷ deposits | 76.5% (stronger) | 89.8% |
| Uninsured deposits | 32.9% | 21.2% (stronger) |
| Offices | 12 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
First Federal Community Bank, SSB has the higher TellerScore (74 vs 60). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of East Texas leads on 3 and First Federal Community Bank, SSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.