Side-by-side · Q2 2026 data
The First National Bank of Elmer vs United Roosevelt Savings Bank
Metric by metric
| Measure | The First National Bank of Elmer | United Roosevelt Savings Bank |
|---|---|---|
| TellerScore | 58 (stronger) | 57 |
| Capital cushion | 50 (stronger) | 41 |
| Loan quality | 62 | 99 (stronger) |
| Earnings | 50 (stronger) | 38 |
| Funding & liquidity | 58 (stronger) | 18 |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 16th | 14th |
| Total assets | $407.8M | $381.2M |
| Deposits / shares | $365.3M | $303.5M |
| Capital ratio | 10.00% (stronger) | 9.11% |
| Problem loans | 1.14% | 0.03% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.03% |
| Return on assets | 0.75% (stronger) | 0.45% |
| Loans ÷ deposits | 90.6% (stronger) | 104.7% |
| Uninsured deposits | 25.7% (stronger) | 49.0% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.5% | — |
The First National Bank of Elmer has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Elmer leads on 6 and United Roosevelt Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.