Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs First State Bank of Swanville
Metric by metric
| Measure | The First National Bank of Fairfax | First State Bank of Swanville |
|---|---|---|
| TellerScore | 67 | 68 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 28 (stronger) |
| Earnings | 64 (stronger) | 48 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 88 (stronger) | 86 |
| Peer percentile | 30th | 33rd |
| Total assets | $35.6M | $23.8M |
| Deposits / shares | $21.9M | $19.2M |
| Capital ratio | 38.46% (stronger) | 18.14% |
| Problem loans | 8.68% | 2.16% (stronger) |
| Net charge-offs | -0.02% (stronger) | 2.15% |
| Return on assets | 1.10% (stronger) | 0.71% |
| Loans ÷ deposits | 42.8% (stronger) | 77.2% |
| Uninsured deposits | 9.6% (stronger) | 9.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First State Bank of Swanville has the higher TellerScore (68 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 5 and First State Bank of Swanville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.