Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs Lake Country Community Bank
Metric by metric
| Measure | The First National Bank of Fairfax | Lake Country Community Bank |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 64 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 (stronger) | 75 |
| Peer percentile | 30th | 51st |
| Total assets | $35.6M | $31.5M |
| Deposits / shares | $21.9M | $28.2M |
| Capital ratio | 38.46% (stronger) | 11.92% |
| Problem loans | 8.68% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | -0.01% |
| Return on assets | 1.10% (stronger) | 0.22% |
| Loans ÷ deposits | 42.8% (stronger) | 60.7% |
| Uninsured deposits | 9.6% (stronger) | 10.0% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lake Country Community Bank has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 5 and Lake Country Community Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.