Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs Security Bank & Trust Company
Metric by metric
| Measure | The First National Bank of Fairfax | Security Bank & Trust Company |
|---|---|---|
| TellerScore | 67 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 0 | 89 (stronger) |
| Earnings | 64 | 98 (stronger) |
| Funding & liquidity | 100 (stronger) | 60 |
| Problem-loan coverage | 88 | 96 (stronger) |
| Peer percentile | 30th | 74th |
| Total assets | $35.6M | $1.3B |
| Deposits / shares | $21.9M | $1.2B |
| Capital ratio | 38.46% (stronger) | 9.37% |
| Problem loans | 8.68% | 0.34% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.07% |
| Return on assets | 1.10% | 1.96% (stronger) |
| Loans ÷ deposits | 42.8% (stronger) | 71.3% |
| Uninsured deposits | 9.6% (stronger) | 40.9% |
| Offices | 1 | 19 |
| CFPB complaints (3 yrs) | — | 124 |
| Complaints per $1B deposits | — | 103.3 |
| Mortgage denial rate (HMDA) | — | 2.6% |
Security Bank & Trust Company has the higher TellerScore (74 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 4 and Security Bank & Trust Company on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.