Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs State Bank of Jeffers
Metric by metric
| Measure | The First National Bank of Fairfax | State Bank of Jeffers |
|---|---|---|
| TellerScore | 67 | 97 (stronger) |
| Capital cushion | 100 (stronger) | 91 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 30th | 98th |
| Total assets | $35.6M | $37.1M |
| Deposits / shares | $21.9M | $31.2M |
| Capital ratio | 38.46% (stronger) | 14.06% |
| Problem loans | 8.68% | 0.00% (stronger) |
| Net charge-offs | -0.02% | -0.82% (stronger) |
| Return on assets | 1.10% | 2.24% (stronger) |
| Loans ÷ deposits | 42.8% (stronger) | 60.3% |
| Uninsured deposits | 9.6% | 5.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
State Bank of Jeffers has the higher TellerScore (97 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 2 and State Bank of Jeffers on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.