Side-by-side · Q2 2026 data
The First National Bank of Fairfax vs The First National Bank of Proctor
Metric by metric
| Measure | The First National Bank of Fairfax | The First National Bank of Proctor |
|---|---|---|
| TellerScore | 67 | 69 (stronger) |
| Capital cushion | 100 (stronger) | 35 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 64 (stronger) | 43 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 88 | 100 (stronger) |
| Peer percentile | 30th | 37th |
| Total assets | $35.6M | $34.0M |
| Deposits / shares | $21.9M | $31.1M |
| Capital ratio | 38.46% (stronger) | 8.47% |
| Problem loans | 8.68% | 0.00% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 1.10% (stronger) | 0.57% |
| Loans ÷ deposits | 42.8% (stronger) | 44.4% |
| Uninsured deposits | 9.6% | 7.4% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Proctor has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fairfax leads on 4 and The First National Bank of Proctor on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.