Side-by-side · Q2 2026 data
The First National Bank of Fleming vs BMO Bank National Association
Metric by metric
| Measure | The First National Bank of Fleming | BMO Bank National Association |
|---|---|---|
| TellerScore | 69 (stronger) | 58 |
| Capital cushion | 83 (stronger) | 63 |
| Loan quality | 63 | 69 (stronger) |
| Earnings | 56 (stronger) | 26 |
| Funding & liquidity | 59 (stronger) | 46 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 37th | 21st |
| Total assets | $30.7M | $255.0B |
| Deposits / shares | $25.0M | $194.1B |
| Capital ratio | 13.29% (stronger) | 11.29% |
| Problem loans | 1.12% | 0.92% (stronger) |
| Net charge-offs | 0.32% | 0.20% (stronger) |
| Return on assets | 0.89% (stronger) | 0.15% |
| Loans ÷ deposits | 101.6% | 71.8% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 52.7% |
| Offices | 1 | 957 |
| CFPB complaints (3 yrs) | — | 3,934 |
| Complaints per $1B deposits | — | 20.3 |
| Mortgage denial rate (HMDA) | — | 40.5% |
The First National Bank of Fleming has the higher TellerScore (69 vs 58). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fleming leads on 4 and BMO Bank National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.