Side-by-side · Q2 2026 data
The First National Bank of Fleming vs Transact Bank, National Association
Metric by metric
| Measure | The First National Bank of Fleming | Transact Bank, National Association |
|---|---|---|
| TellerScore | 69 | 86 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 56 (stronger) | 33 |
| Funding & liquidity | 59 | 98 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 37th | 81st |
| Total assets | $30.7M | $6.5M |
| Deposits / shares | $25.0M | $5.1M |
| Capital ratio | 13.29% | 16.27% (stronger) |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 0.89% (stronger) | 0.33% |
| Loans ÷ deposits | 101.6% | 43.9% (stronger) |
| Uninsured deposits | 8.9% (stronger) | 16.9% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transact Bank, National Association has the higher TellerScore (86 vs 69). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fleming leads on 2 and Transact Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.