Side-by-side · Q2 2026 data
The First National Bank of Fleming vs Young Americans Bank
Metric by metric
| Measure | The First National Bank of Fleming | Young Americans Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 46 |
| Capital cushion | 83 (stronger) | 69 |
| Loan quality | 63 (stronger) | 0 |
| Earnings | 56 (stronger) | 0 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 87 | 99 (stronger) |
| Peer percentile | 37th | 7th |
| Total assets | $30.7M | $15.5M |
| Deposits / shares | $25.0M | $13.4M |
| Capital ratio | 13.29% (stronger) | 11.86% |
| Problem loans | 1.12% (stronger) | 10.53% |
| Net charge-offs | 0.32% | 0.00% (stronger) |
| Return on assets | 0.89% (stronger) | -11.53% |
| Loans ÷ deposits | 101.6% | 0.3% (stronger) |
| Uninsured deposits | 8.9% | 3.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The First National Bank of Fleming has the higher TellerScore (69 vs 46). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fleming leads on 4 and Young Americans Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.