Side-by-side · Q2 2026 data
The First National Bank of Fort Smith vs First Financial Bank
Metric by metric
| Measure | The First National Bank of Fort Smith | First Financial Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 50 |
| Capital cushion | 61 | 62 (stronger) |
| Loan quality | 85 (stronger) | 0 |
| Earnings | 100 | 100 |
| Funding & liquidity | 60 (stronger) | 44 |
| Problem-loan coverage | 95 (stronger) | 47 |
| Peer percentile | 86th | 7th |
| Total assets | $2.3B | $2.0B |
| Deposits / shares | $2.0B | $1.7B |
| Capital ratio | 11.08% | 11.15% (stronger) |
| Problem loans | 0.44% (stronger) | 3.64% |
| Net charge-offs | 0.03% (stronger) | 0.21% |
| Return on assets | 2.04% | 2.18% (stronger) |
| Loans ÷ deposits | 77.4% (stronger) | 102.1% |
| Uninsured deposits | 35.6% | 28.2% (stronger) |
| Offices | 24 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 7.5% |
The First National Bank of Fort Smith has the higher TellerScore (78 vs 50). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fort Smith leads on 4 and First Financial Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.