Side-by-side · Q2 2026 data
The First National Bank of Fort Smith vs First National Bank
Metric by metric
| Measure | The First National Bank of Fort Smith | First National Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 71 |
| Capital cushion | 61 | 61 |
| Loan quality | 85 | 94 (stronger) |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 60 (stronger) | 37 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 86th | 63rd |
| Total assets | $2.3B | $2.6B |
| Deposits / shares | $2.0B | $2.1B |
| Capital ratio | 11.08% | 11.12% (stronger) |
| Problem loans | 0.44% | 0.19% (stronger) |
| Net charge-offs | 0.03% | -0.01% (stronger) |
| Return on assets | 2.04% (stronger) | 1.20% |
| Loans ÷ deposits | 77.4% (stronger) | 97.8% |
| Uninsured deposits | 35.6% (stronger) | 37.9% |
| Offices | 24 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 3.9% |
The First National Bank of Fort Smith has the higher TellerScore (78 vs 71). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fort Smith leads on 4 and First National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.