Side-by-side · Q2 2026 data
The First National Bank of Fort Smith vs Firstar Bank
Metric by metric
| Measure | The First National Bank of Fort Smith | Firstar Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 61 (stronger) | 40 |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 100 (stronger) | 83 |
| Funding & liquidity | 60 | 64 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 86th | 40th |
| Total assets | $2.3B | $1.2B |
| Deposits / shares | $2.0B | $1.1B |
| Capital ratio | 11.08% (stronger) | 9.03% |
| Problem loans | 0.44% (stronger) | 0.68% |
| Net charge-offs | 0.03% (stronger) | 0.04% |
| Return on assets | 2.04% (stronger) | 1.58% |
| Loans ÷ deposits | 77.4% | 76.9% (stronger) |
| Uninsured deposits | 35.6% | 31.9% (stronger) |
| Offices | 24 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 3.7% |
The First National Bank of Fort Smith has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Fort Smith leads on 5 and Firstar Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fort Smith, AR
- Sallisaw, OK
- Fayetteville, AR
- Roland, OK
- Stigler, OK