Side-by-side · Q2 2026 data
The First National Bank of Frederick vs Starion Bank
Bank
The First National Bank of Frederick
Frederick, South Dakota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Frederick | Starion Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 56 |
| Capital cushion | 77 (stronger) | 44 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 32 | 66 (stronger) |
| Funding & liquidity | 89 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 81 |
| Peer percentile | 60th | 15th |
| Total assets | $28.8M | $2.1B |
| Deposits / shares | $25.5M | $1.8B |
| Capital ratio | 12.71% (stronger) | 9.45% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.29% | 1.14% (stronger) |
| Loans ÷ deposits | 16.2% (stronger) | 69.4% |
| Uninsured deposits | 25.3% (stronger) | 44.6% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.1% |
The First National Bank of Frederick has the higher TellerScore (78 vs 56). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Frederick leads on 5 and Starion Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.