Side-by-side · Q2 2026 data
The First National Bank of Germantown vs Members Trust Federal Credit Union
Metric by metric
| Measure | The First National Bank of Germantown | Members Trust Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 87 (stronger) |
| Capital cushion | 35 | 100 (stronger) |
| Loan quality | 84 | 98 (stronger) |
| Earnings | 43 | 47 (stronger) |
| Funding & liquidity | 89 | 90 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 22nd | 83rd |
| Total assets | $96.2M | $23.4M |
| Deposits / shares | $85.4M | $18.8M |
| Capital ratio | 8.49% | 19.11% (stronger) |
| Problem loans | 0.47% | 0.05% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.58% | 0.67% (stronger) |
| Loans ÷ deposits | 68.4% (stronger) | 70.0% |
| Uninsured deposits | 17.5% | 2.4% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Federal Credit Union has the higher TellerScore (87 vs 63). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Germantown leads on 2 and Members Trust Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.