Side-by-side · Q2 2026 data
The First National Bank of Gilbert vs Embarrass Vermillion Federal Credit Union
Credit union
Embarrass Vermillion Federal Credit Union
Aurora, Minnesota · Under $100 million in assets
Metric by metric
| Measure | The First National Bank of Gilbert | Embarrass Vermillion Federal Credit Union |
|---|---|---|
| TellerScore | 59 | 80 (stronger) |
| Capital cushion | 21 | 92 (stronger) |
| Loan quality | 95 (stronger) | 68 |
| Earnings | 46 | 81 (stronger) |
| Funding & liquidity | 69 | 69 |
| Problem-loan coverage | 97 (stronger) | 90 |
| Peer percentile | 18th | 65th |
| Total assets | $86.0M | $66.7M |
| Deposits / shares | $76.0M | $56.8M |
| Capital ratio | 7.12% | 14.18% (stronger) |
| Problem loans | 0.16% (stronger) | 0.95% |
| Net charge-offs | 0.00% (stronger) | 0.22% |
| Return on assets | 0.66% | 1.51% (stronger) |
| Loans ÷ deposits | 91.2% (stronger) | 91.5% |
| Uninsured deposits | 14.8% | 1.5% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Embarrass Vermillion Federal Credit Union has the higher TellerScore (80 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Gilbert leads on 3 and Embarrass Vermillion Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.