Side-by-side · Q2 2026 data
The First National Bank of Gilbert vs Lowry State Bank
Metric by metric
| Measure | The First National Bank of Gilbert | Lowry State Bank |
|---|---|---|
| TellerScore | 59 (stronger) | 39 |
| Capital cushion | 21 | 46 (stronger) |
| Loan quality | 95 (stronger) | 0 |
| Earnings | 46 | 71 (stronger) |
| Funding & liquidity | 69 (stronger) | 47 |
| Problem-loan coverage | 97 (stronger) | 44 |
| Peer percentile | 18th | 3rd |
| Total assets | $86.0M | $84.1M |
| Deposits / shares | $76.0M | $69.6M |
| Capital ratio | 7.12% | 9.58% (stronger) |
| Problem loans | 0.16% (stronger) | 3.18% |
| Net charge-offs | 0.00% (stronger) | 0.30% |
| Return on assets | 0.66% | 1.28% (stronger) |
| Loans ÷ deposits | 91.2% (stronger) | 109.6% |
| Uninsured deposits | 14.8% (stronger) | 18.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
The First National Bank of Gilbert has the higher TellerScore (59 vs 39). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Gilbert leads on 5 and Lowry State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.