Side-by-side · Q2 2026 data
The First National Bank of Gilbert vs Northern State Bank of Virginia
Metric by metric
| Measure | The First National Bank of Gilbert | Northern State Bank of Virginia |
|---|---|---|
| TellerScore | 59 | 75 (stronger) |
| Capital cushion | 21 | 52 (stronger) |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 46 | 66 (stronger) |
| Funding & liquidity | 69 | 74 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 18th | 61st |
| Total assets | $86.0M | $102.0M |
| Deposits / shares | $76.0M | $91.2M |
| Capital ratio | 7.12% | 10.17% (stronger) |
| Problem loans | 0.16% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.15% |
| Return on assets | 0.66% | 1.15% (stronger) |
| Loans ÷ deposits | 91.2% | 79.2% (stronger) |
| Uninsured deposits | 14.8% (stronger) | 21.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Northern State Bank of Virginia has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Gilbert leads on 2 and Northern State Bank of Virginia on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.