Side-by-side · Q2 2026 data
The First National Bank of Grayson vs Citizens Deposit Bank of Arlington, Inc.
Metric by metric
| Measure | The First National Bank of Grayson | Citizens Deposit Bank of Arlington, Inc. |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 80 | 87 (stronger) |
| Loan quality | 68 | 69 (stronger) |
| Earnings | 93 (stronger) | 84 |
| Funding & liquidity | 73 (stronger) | 54 |
| Problem-loan coverage | 89 | 90 (stronger) |
| Peer percentile | 75th | 68th |
| Total assets | $371.9M | $348.2M |
| Deposits / shares | $325.5M | $287.8M |
| Capital ratio | 12.98% | 13.66% (stronger) |
| Problem loans | 0.96% | 0.94% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.84% (stronger) | 1.60% |
| Loans ÷ deposits | 72.9% (stronger) | 85.1% |
| Uninsured deposits | 27.4% (stronger) | 34.5% |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.0% | — |
The First National Bank of Grayson has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Grayson leads on 4 and Citizens Deposit Bank of Arlington, Inc. on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.