Side-by-side · Q2 2026 data
The First National Bank of Grayson vs The Commercial Bank of Grayson
Metric by metric
| Measure | The First National Bank of Grayson | The Commercial Bank of Grayson |
|---|---|---|
| TellerScore | 79 (stronger) | 49 |
| Capital cushion | 80 (stronger) | 60 |
| Loan quality | 68 (stronger) | 0 |
| Earnings | 93 (stronger) | 59 |
| Funding & liquidity | 73 | 88 (stronger) |
| Problem-loan coverage | 89 (stronger) | 64 |
| Peer percentile | 75th | 6th |
| Total assets | $371.9M | $242.0M |
| Deposits / shares | $325.5M | $215.4M |
| Capital ratio | 12.98% (stronger) | 11.01% |
| Problem loans | 0.96% (stronger) | 3.03% |
| Net charge-offs | 0.03% (stronger) | 0.10% |
| Return on assets | 1.84% (stronger) | 0.98% |
| Loans ÷ deposits | 72.9% | 72.2% (stronger) |
| Uninsured deposits | 27.4% | 11.5% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 24.0% | — |
The First National Bank of Grayson has the higher TellerScore (79 vs 49). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Grayson leads on 5 and The Commercial Bank of Grayson on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Grayson, KY
- Olive Hill, KY