Side-by-side · Q2 2026 data
The First National Bank of Groton vs First Federal Savings of Middletown
Metric by metric
| Measure | The First National Bank of Groton | First Federal Savings of Middletown |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 46 | 100 (stronger) |
| Earnings | 72 | 94 (stronger) |
| Funding & liquidity | 97 (stronger) | 37 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 72nd | 94th |
| Total assets | $203.9M | $188.0M |
| Deposits / shares | $175.1M | $112.3M |
| Capital ratio | 14.58% | 36.94% (stronger) |
| Problem loans | 1.62% | 0.00% (stronger) |
| Net charge-offs | 0.08% (stronger) | 0.46% |
| Return on assets | 1.30% | 1.86% (stronger) |
| Loans ÷ deposits | 59.7% (stronger) | 132.6% |
| Uninsured deposits | 17.9% (stronger) | 26.9% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.3% | — |
First Federal Savings of Middletown has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Groton leads on 3 and First Federal Savings of Middletown on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.