Side-by-side · Q2 2026 data
The First National Bank of Hartford vs Citizens' Bank, Inc.
Metric by metric
| Measure | The First National Bank of Hartford | Citizens' Bank, Inc. |
|---|---|---|
| TellerScore | 75 | 77 (stronger) |
| Capital cushion | 79 (stronger) | 60 |
| Loan quality | 60 | 95 (stronger) |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 83 | 83 |
| Problem-loan coverage | 81 | 99 (stronger) |
| Peer percentile | 61st | 68th |
| Total assets | $173.0M | $158.9M |
| Deposits / shares | $152.3M | $143.1M |
| Capital ratio | 12.88% (stronger) | 11.00% |
| Problem loans | 1.19% | 0.14% (stronger) |
| Net charge-offs | 0.17% | 0.04% (stronger) |
| Return on assets | 1.43% (stronger) | 1.16% |
| Loans ÷ deposits | 62.1% | 59.1% (stronger) |
| Uninsured deposits | 28.7% (stronger) | 30.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Citizens' Bank, Inc. has the higher TellerScore (77 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 3 and Citizens' Bank, Inc. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.