Side-by-side · Q2 2026 data
The First National Bank of Hartford vs Friend Bank
Metric by metric
| Measure | The First National Bank of Hartford | Friend Bank |
|---|---|---|
| TellerScore | 75 | 85 (stronger) |
| Capital cushion | 79 | 85 (stronger) |
| Loan quality | 60 | 84 (stronger) |
| Earnings | 77 | 87 (stronger) |
| Funding & liquidity | 83 (stronger) | 75 |
| Problem-loan coverage | 81 | 95 (stronger) |
| Peer percentile | 61st | 88th |
| Total assets | $173.0M | $221.0M |
| Deposits / shares | $152.3M | $190.9M |
| Capital ratio | 12.88% | 13.52% (stronger) |
| Problem loans | 1.19% | 0.48% (stronger) |
| Net charge-offs | 0.17% | -0.12% (stronger) |
| Return on assets | 1.43% | 1.67% (stronger) |
| Loans ÷ deposits | 62.1% (stronger) | 73.3% |
| Uninsured deposits | 28.7% | 25.4% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 6.8% |
Friend Bank has the higher TellerScore (85 vs 75). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 1 and Friend Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hartford, AL
- Slocomb, AL