Side-by-side · Q2 2026 data
The First National Bank of Hartford vs HNB First Bank
Metric by metric
| Measure | The First National Bank of Hartford | HNB First Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 45 |
| Loan quality | 60 | 79 (stronger) |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 83 (stronger) | 57 |
| Problem-loan coverage | 81 | 89 (stronger) |
| Peer percentile | 61st | 26th |
| Total assets | $173.0M | $282.4M |
| Deposits / shares | $152.3M | $253.7M |
| Capital ratio | 12.88% (stronger) | 9.53% |
| Problem loans | 1.19% | 0.63% (stronger) |
| Net charge-offs | 0.17% | 0.01% (stronger) |
| Return on assets | 1.43% (stronger) | 1.15% |
| Loans ÷ deposits | 62.1% (stronger) | 87.0% |
| Uninsured deposits | 28.7% (stronger) | 29.9% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 13.6% |
The First National Bank of Hartford has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 5 and HNB First Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.