Side-by-side · Q2 2026 data
The First National Bank of Hartford vs Peoples Bank of Graceville
Metric by metric
| Measure | The First National Bank of Hartford | Peoples Bank of Graceville |
|---|---|---|
| TellerScore | 75 | 75 |
| Capital cushion | 79 (stronger) | 53 |
| Loan quality | 60 | 89 (stronger) |
| Earnings | 77 (stronger) | 61 |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 61st | 61st |
| Total assets | $173.0M | $115.8M |
| Deposits / shares | $152.3M | $106.5M |
| Capital ratio | 12.88% (stronger) | 10.29% |
| Problem loans | 1.19% | 0.34% (stronger) |
| Net charge-offs | 0.17% | 0.02% (stronger) |
| Return on assets | 1.43% (stronger) | 1.02% |
| Loans ÷ deposits | 62.1% | 39.7% (stronger) |
| Uninsured deposits | 28.7% | 14.6% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 2 and Peoples Bank of Graceville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.