Side-by-side · Q2 2026 data
The First National Bank of Hartford vs Sweet Water State Bank
Metric by metric
| Measure | The First National Bank of Hartford | Sweet Water State Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 79 (stronger) | 47 |
| Loan quality | 60 (stronger) | 57 |
| Earnings | 77 | 84 (stronger) |
| Funding & liquidity | 83 | 92 (stronger) |
| Problem-loan coverage | 81 | 84 (stronger) |
| Peer percentile | 61st | 34th |
| Total assets | $173.0M | $150.0M |
| Deposits / shares | $152.3M | $134.8M |
| Capital ratio | 12.88% (stronger) | 9.74% |
| Problem loans | 1.19% (stronger) | 1.30% |
| Net charge-offs | 0.17% (stronger) | 0.44% |
| Return on assets | 1.43% | 1.59% (stronger) |
| Loans ÷ deposits | 62.1% | 56.9% (stronger) |
| Uninsured deposits | 28.7% | 22.9% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
The First National Bank of Hartford has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 4 and Sweet Water State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.