Side-by-side · Q2 2026 data
The First National Bank of Hartford vs The Citizens Bank
Metric by metric
| Measure | The First National Bank of Hartford | The Citizens Bank |
|---|---|---|
| TellerScore | 75 (stronger) | 70 |
| Capital cushion | 79 (stronger) | 56 |
| Loan quality | 60 | 86 (stronger) |
| Earnings | 77 (stronger) | 65 |
| Funding & liquidity | 83 (stronger) | 64 |
| Problem-loan coverage | 81 | 94 (stronger) |
| Peer percentile | 61st | 43rd |
| Total assets | $173.0M | $233.3M |
| Deposits / shares | $152.3M | $209.8M |
| Capital ratio | 12.88% (stronger) | 10.56% |
| Problem loans | 1.19% | 0.42% (stronger) |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 1.43% (stronger) | 1.12% |
| Loans ÷ deposits | 62.1% (stronger) | 77.4% |
| Uninsured deposits | 28.7% (stronger) | 31.5% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | 0.0% |
The First National Bank of Hartford has the higher TellerScore (75 vs 70). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 5 and The Citizens Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.