Side-by-side · Q2 2026 data
The First National Bank of Hartford vs The Commercial Bank Of Ozark
Metric by metric
| Measure | The First National Bank of Hartford | The Commercial Bank Of Ozark |
|---|---|---|
| TellerScore | 75 (stronger) | 59 |
| Capital cushion | 79 (stronger) | 41 |
| Loan quality | 60 | 62 (stronger) |
| Earnings | 77 (stronger) | 40 |
| Funding & liquidity | 83 | 98 (stronger) |
| Problem-loan coverage | 81 (stronger) | 80 |
| Peer percentile | 61st | 17th |
| Total assets | $173.0M | $115.2M |
| Deposits / shares | $152.3M | $107.6M |
| Capital ratio | 12.88% (stronger) | 9.09% |
| Problem loans | 1.19% | 1.14% (stronger) |
| Net charge-offs | 0.17% | 0.07% (stronger) |
| Return on assets | 1.43% (stronger) | 0.51% |
| Loans ÷ deposits | 62.1% | 50.5% (stronger) |
| Uninsured deposits | 28.7% | 16.9% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
The First National Bank of Hartford has the higher TellerScore (75 vs 59). On the 7 directional measures above (where higher or lower is clearly better), The First National Bank of Hartford leads on 3 and The Commercial Bank Of Ozark on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.